Root River State Bank: Your Community Bank For Generations

Root River State Bank
18 SE 3rd St.
P.O. Box 517
Chatfield, MN 55923
(507) 867-4120

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Welcome to Root River State Bank

"All we have to sell is service"-Charles M. Johnson, Sr.

We have been providing the finest in personalized banking service to southeastern Minnesota since 1856, and are recognized as being the oldest bank in our state, and a leader in community banking. We are proud to be located in Chatfield, a community of 2,512 people, in the heart of the “Chosen Valley”. Our 14 employees have over 258 years of combined experience and are excited to share their progressive financial expertise with you, via our website, or in person. Whether you are new to our bank, or are an existing customer, we invite you to experience the hometown feeling you get by doing business with a bank that truly is “Your Community Bank for Generations!”

Temporary Liquidity Guarantee Program
Our institution has elected to participate in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. On October 9, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. Checking accounts paying interest of more than .5% are not guaranteed by the FDIC above normal FDIC insurance limits.

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