Basic Ag/Business Checking
For small businesses with low volume activity.
Features:
- Minimum daily balance is $1,000
- Monthly service charge fee of $5.00 if the balance falls below the minimum daily balance
- $0.15 per item fee on debits in excess of 20 per monthly statement cycle
- Non-interest bearing account
- Unlimited check writing; checks returned in statement
- Opening deposit of $100 required
Traditional Ag/Business Checking
For higher volume businesses.
Features:
- This account offers an earnings credit of $.10 per $1,000 of your average ledger balance up to the service charge amount to help offset monthly service charges.
- Minimum daily balance is $2,500
- Monthly service charge fee of $10.00 if the balance falls below the minimum daily balance
- $0.20 per item fee on debits in excess of 40 per monthly statement cycle
- Non-interest bearing account
- Unlimited check writing; checks returned in statement
- Opening deposit of $100 required
Heritage Ag/Business Checking
(Corporations & Partnerships do not qualify)
(Corporations & Partnerships do not qualify)
For those businesses that are allowed to earn interest.
Features:
- Monthly service charge fee of $15.00 if the daily balance falls below the minimum daily balance of $2,500.
- $0.20 per item fee on debits in excess of 40 per monthly statement cycle
- Earn a competitive tiered interest rate
- Unlimited check writing; checks returned in statement
- Opening deposit of $100 required