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Interest Rates

 Current Interest Rates
 Effective date: September 10, 2020


Certificates of Deposits Interest Rate Annual Percentage Yield (APY)
Term
3 Month Certificate 0.12% 0.12%
6 Month Certificate 0.24% 0.24%
12 Month Certificate 0.49% 0.49%
18 Month Certificate 0.49% 0.49%
24 Month Certificate 0.54% 0.54% 
30 Month Certificate 0.54%  0.54% 
36 Month Certificate 0.64%  0.64% 
48 Month Certificate 0.69% 0.69% 
60 Month Certificate 0.84% 0.84%

For all accounts listed above: Minimum deposit is $300; APY reflects daily compounding; Rates/Fees may change without notice; Penalties may be imposed for early withdrawal. Personal Savings Accounts Info

Savings Interest Rate APY
15 Month Certificate Renewal 0.49% 0.49%
21 Month Certificate Renewal 0.54%  0.54% 
Holiday Savings 0.30% 0.30%
Traditional Savings 0.08% 0.08%
Next Generation Savings 0.08% 0.08%
Heritage Money Market Savings
$50,000 OR MORE 0.16% 0.16%
$25,000 TO $49,999.99 0.14% 0.14%
$10,000 TO $24,999.99 0.12% 0.12%
$2,500 TO $9,999.99 0.10% 0.10%
UNDER $2,500 0.08% 0.08%

For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Savings Accounts Details.

Checking Interest Rate APY
Heritage Interest Checking 0.06% 0.06%
Heritage Plus Checking 0.08% 0.08%
Generation 55 ($500 - $1,499.99) 0.06% 0.06%
Generation 55 ($1,500 or more) 0.08% 0.08%
Heritage Business Checking ($2,499.99 or less) 0.06% 0.06%
Heritage Business Checking ($2,500 or more) 0.08% 0.08%

For all accounts listed above: Rates are subject to change daily without notice; Rates may change after account opening; Fees could reduce earnings. Personal Checking Accounts Info.